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You can find the current article at its original source at http://www.theguardian.com/environment/live/2015/jun/17/keep-it-in-the-ground-divestment-personal-finance-questions-live-chat

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How to join the divestment movement – your personal finance questions answered How to join the divestment movement – ask the experts in this live chat
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The Guardian’s Keep it in the Ground campaign is calling on the world’s two largest charitable foundations to divest from fossil fuels and reject a business model that puts the world on course for catastrophic climate change.The Guardian’s Keep it in the Ground campaign is calling on the world’s two largest charitable foundations to divest from fossil fuels and reject a business model that puts the world on course for catastrophic climate change.
Anyone with a checking, savings or 401k account will almost certainly have money invested in oil, gas and coal companies. This money – your money – is being used by fossil fuel companies to identify further reserves that cannot be burnt if temperature rises are to stay within the 2C (4F) threshold essential to preventing dangerous climate change.Anyone with a checking, savings or 401k account will almost certainly have money invested in oil, gas and coal companies. This money – your money – is being used by fossil fuel companies to identify further reserves that cannot be burnt if temperature rises are to stay within the 2C (4F) threshold essential to preventing dangerous climate change.
Fossil fuel companies are firmly embedded within the financial system, but it doesn’t have to be that way. Impact investment is taking hold and investors and financial institutions are beginning to understand the demand for financial products unconnected to fossil fuel companies.Fossil fuel companies are firmly embedded within the financial system, but it doesn’t have to be that way. Impact investment is taking hold and investors and financial institutions are beginning to understand the demand for financial products unconnected to fossil fuel companies.
Individuals can use their financial muscle – however large or small that might be - to divest their own money or pressure financial institutions to give them to option to exclude their money from fossil fuel investments.Individuals can use their financial muscle – however large or small that might be - to divest their own money or pressure financial institutions to give them to option to exclude their money from fossil fuel investments.
To explore the power and potential of individual action, the Guardian has launched a new series on personal divestment. As part of this, at noon ET on Thursday, the following panelists will be online to answer your personal divestment questions:To explore the power and potential of individual action, the Guardian has launched a new series on personal divestment. As part of this, at noon ET on Thursday, the following panelists will be online to answer your personal divestment questions:
· Dominic Rushe, Guardian US business editor · Leslie Samuelrich, president at Green Century Capital Management, the first group of fossil fuel-free funds in the US· Vanessa Green, director of the Divest-Invest Individual campaign, which has collected more than 2,000 fossil fuel-free pledges from individual investors in 20 countries· Dominic Rushe, Guardian US business editor · Leslie Samuelrich, president at Green Century Capital Management, the first group of fossil fuel-free funds in the US· Vanessa Green, director of the Divest-Invest Individual campaign, which has collected more than 2,000 fossil fuel-free pledges from individual investors in 20 countries
You can submit your questions in advance or live in the comments below, or send them to us on Twitter @guardianeco and using the hashtag #keepitintheground.You can submit your questions in advance or live in the comments below, or send them to us on Twitter @guardianeco and using the hashtag #keepitintheground.
Readers should be aware any answers given do not constitute financial advice or endorsement of any particular product. Readers should consult a financial advisor where appropriate.Readers should be aware any answers given do not constitute financial advice or endorsement of any particular product. Readers should consult a financial advisor where appropriate.
Updated at 12.14am ETUpdated at 12.14am ET