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| Cameron promises 200,000 starter homes if Tories win election | Cameron promises 200,000 starter homes if Tories win election |
| (about 7 hours later) | |
| Some 200,000 homes will be made available to first-time buyers in England by 2020 if the Tories win the election, David Cameron is to promise. | Some 200,000 homes will be made available to first-time buyers in England by 2020 if the Tories win the election, David Cameron is to promise. |
| The coalition government has already announced plans for 100,000 cut-price homes for people aged under 40. | The coalition government has already announced plans for 100,000 cut-price homes for people aged under 40. |
| The PM says the Tories will double that if they gain power, to give more people the security of owning their own home. | The PM says the Tories will double that if they gain power, to give more people the security of owning their own home. |
| Labour has pledged to build 200,000 new homes a year by 2020. The Lib Dems have set out plans to build 300,000. | |
| First-time buyers under the age of 40 in England can now register to buy new homes at a discount of up to 20% off the normal price. | First-time buyers under the age of 40 in England can now register to buy new homes at a discount of up to 20% off the normal price. |
| 'Young people' | 'Young people' |
| The offer is part of the government's new "starter homes" scheme to encourage home ownership and construction on previously used "brownfield" land. | The offer is part of the government's new "starter homes" scheme to encourage home ownership and construction on previously used "brownfield" land. |
| The 20% discount is achieved by waiving local authority fees for homebuilders of at least £45,000 per dwelling on brownfield sites. | The 20% discount is achieved by waiving local authority fees for homebuilders of at least £45,000 per dwelling on brownfield sites. |
| The government said there would be no compromise on quality or energy efficiency, but first-time buyers would have to repay the 20% price advantage if they sold within five years. | The government said there would be no compromise on quality or energy efficiency, but first-time buyers would have to repay the 20% price advantage if they sold within five years. |
| The Conservatives say homes worth £250,000 outside London - or £450,000 in London - would be eligible for the scheme. | The Conservatives say homes worth £250,000 outside London - or £450,000 in London - would be eligible for the scheme. |
| "There is a particular kind of security that comes with having a home - and that's what I want to talk about today," Mr Cameron will say in a speech. | "There is a particular kind of security that comes with having a home - and that's what I want to talk about today," Mr Cameron will say in a speech. |
| "Too many people have been denied that security. The young people in their 20s and 30s still living with their parents, desperately saving for their own place. | "Too many people have been denied that security. The young people in their 20s and 30s still living with their parents, desperately saving for their own place. |
| "The couple who want a child but can't afford to upsize - even though they both have full-on, full-time jobs. It shouldn't be this way. | "The couple who want a child but can't afford to upsize - even though they both have full-on, full-time jobs. It shouldn't be this way. |
| "Our goal is a Britain where everyone who works hard can have a home of their own." | "Our goal is a Britain where everyone who works hard can have a home of their own." |
| 'Not shoe boxes' | 'Not shoe boxes' |
| He will say the scheme will ensure the new homes are not "snapped up by buy-to-let landlords" and that some of Britain's biggest builders including Barratt and Taylor Wimpey have already signed up for it. | He will say the scheme will ensure the new homes are not "snapped up by buy-to-let landlords" and that some of Britain's biggest builders including Barratt and Taylor Wimpey have already signed up for it. |
| "We've shown what we expect starter homes to look like - not rabbit hutches or shoe boxes, but decent, well-built, homes with gardens - places to start and raise a family. | "We've shown what we expect starter homes to look like - not rabbit hutches or shoe boxes, but decent, well-built, homes with gardens - places to start and raise a family. |
| "So we are going to take this good idea and accelerate it." | "So we are going to take this good idea and accelerate it." |
| Labour said the government had presided over the lowest levels of house building since the 1920s and home ownership was at its lowest level for three decades. | Labour said the government had presided over the lowest levels of house building since the 1920s and home ownership was at its lowest level for three decades. |
| Ed Miliband has pledged to reach a target of 200,000 homes being built each year by 2020 to ease demand and provide up to 230,000 jobs in construction. | |
| "Yesterday the Conservative Party chairman went on TV in an effort to convince people they had a plan for housing, but instead, he couldn't answer basic questions about where the money will come from or how their latest pie-in-the-sky scheme will work," he will say later. | |
| "In contrast, Labour has a comprehensive housing plan, not unfunded promises." | |
| The number of houses being built in the UK fell during the final three months of 2014 - the first such decline for almost two years. | The number of houses being built in the UK fell during the final three months of 2014 - the first such decline for almost two years. |
| The 0.2% drop in new home construction compared with a 6.1% increase in the previous quarter. | The 0.2% drop in new home construction compared with a 6.1% increase in the previous quarter. |
| Overall, total construction output fell by 2.1% in the quarter, the Office for National Statistics said. | Overall, total construction output fell by 2.1% in the quarter, the Office for National Statistics said. |
| However, the government says 137,000 homes were started in 2014 - a rise of 10% on the previous year. | However, the government says 137,000 homes were started in 2014 - a rise of 10% on the previous year. |
| The government introduced a scheme called Help to Buy in England in April 2013. | The government introduced a scheme called Help to Buy in England in April 2013. |
| It was intended to help those trying to get on the housing ladder who could afford mortgage repayments but were struggling to raise a deposit. | It was intended to help those trying to get on the housing ladder who could afford mortgage repayments but were struggling to raise a deposit. |
| Last March the scheme in England was extended until 2020 rather than December 2016, as had previously been planned. | Last March the scheme in England was extended until 2020 rather than December 2016, as had previously been planned. |