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Whiplash assessment report fees cut to tackle fake claims | Whiplash assessment report fees cut to tackle fake claims |
(about 1 hour later) | |
Fees charged for medical assessments of people who claim they have suffered whiplash are to be slashed. | Fees charged for medical assessments of people who claim they have suffered whiplash are to be slashed. |
The move is the latest government bid to crack down on fraudulent claims and the so-called "compensation culture". | The move is the latest government bid to crack down on fraudulent claims and the so-called "compensation culture". |
Currently up to £700 can be charged for an initial medical report but that will be reduced to £180, Justice Secretary Chris Grayling said. | Currently up to £700 can be charged for an initial medical report but that will be reduced to £180, Justice Secretary Chris Grayling said. |
About 500,000 whiplash insurance claims are made each year, many of which are thought to be bogus. | About 500,000 whiplash insurance claims are made each year, many of which are thought to be bogus. |
Insurers say they push up drivers' premiums by as much as £90 a year. | Insurers say they push up drivers' premiums by as much as £90 a year. |
The new measures are the latest announced by the government to tackle bogus claims, with the new focus on compensation companies and a minority of medical staff who ministers claim are overcharging people. | The new measures are the latest announced by the government to tackle bogus claims, with the new focus on compensation companies and a minority of medical staff who ministers claim are overcharging people. |
'Drive out fraud' | 'Drive out fraud' |
Mr Grayling said the new rules - to be introduced in October - would reflect the amount of time it takes to carry out the assessments and write them up. | Mr Grayling said the new rules - to be introduced in October - would reflect the amount of time it takes to carry out the assessments and write them up. |
"Honest drivers have been bearing the cost of a system that has been open to abuse and it is time for a change," he said. | "Honest drivers have been bearing the cost of a system that has been open to abuse and it is time for a change," he said. |
"We are determined to have an improved, robust system for medical evidence - so genuine claims can still be settled but fraud is driven out of the market." | "We are determined to have an improved, robust system for medical evidence - so genuine claims can still be settled but fraud is driven out of the market." |
Whiplash is caused by sudden movement of the head which damages the ligaments and tendons in the neck, with symptoms including neck pain and stiffness. | Whiplash is caused by sudden movement of the head which damages the ligaments and tendons in the neck, with symptoms including neck pain and stiffness. |
Recent reforms in England and Wales have recently targeted "no win, no fee" deals, with lawyers now unable to double their fees if they are successful. | Recent reforms in England and Wales have recently targeted "no win, no fee" deals, with lawyers now unable to double their fees if they are successful. |
A number of changes are progressing through Parliament in the Criminal Justice and Courts Bill, including plans to stop law firms offering incentives to potential clients. | A number of changes are progressing through Parliament in the Criminal Justice and Courts Bill, including plans to stop law firms offering incentives to potential clients. |
'Stubbornly high' | 'Stubbornly high' |
Other new rules include allowing courts to throw out any compensation case where part of the claim has proved to be fundamentally dishonest. | Other new rules include allowing courts to throw out any compensation case where part of the claim has proved to be fundamentally dishonest. |
The government also wants to stop experts who produce medical reports from offering treatment to the claimant to make sure there is no incentive for them to encourage unnecessary procedures. | The government also wants to stop experts who produce medical reports from offering treatment to the claimant to make sure there is no incentive for them to encourage unnecessary procedures. |
Some questionable claims are not challenged as, in the past, insurers have settled claims without evidence, the government added. | Some questionable claims are not challenged as, in the past, insurers have settled claims without evidence, the government added. |
The AA said while premiums have dipped recently, the number of claims remains "stubbornly high" and that means they could go back up. | The AA said while premiums have dipped recently, the number of claims remains "stubbornly high" and that means they could go back up. |
Have you suffered from whiplash? What was your experience of assessment and the claims procedure? You can email your comments to haveyoursay@bbc.co.uk. |