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Death insurance scam trio jailed Death insurance scam trio jailed
(10 minutes later)
Three students who admitted faking the deaths of two women in a £125,000 insurance scam have been jailed for a total of four years.Three students who admitted faking the deaths of two women in a £125,000 insurance scam have been jailed for a total of four years.
James Gargett, 21, John Gilbert, 23, and Chris Smith, 21, all from Glasgow, admitted fraud and were each sentenced to 16 months in prison.James Gargett, 21, John Gilbert, 23, and Chris Smith, 21, all from Glasgow, admitted fraud and were each sentenced to 16 months in prison.
They were caught when the husband of one of the women they claimed had died contacted the insurance firm.They were caught when the husband of one of the women they claimed had died contacted the insurance firm.
The court heard none of the money stolen was recovered.The court heard none of the money stolen was recovered.
Most of it was spent on a pub in the south of England, which subsequently failed.
The trio downloaded death certificates from the internet and penned fake lawyers' letters.The trio downloaded death certificates from the internet and penned fake lawyers' letters.
Gargett used his position as a part-time broker to rubber stamp the claims. Gargett used his position as a part-time broker with Scottish Provident to rubber stamp the claims.
Bank accountBank account
Within three weeks of starting, on 1 November 2004, Gargett teamed up with Gilbert.Within three weeks of starting, on 1 November 2004, Gargett teamed up with Gilbert.
They alleged that a client called Jacqueline Gilbert had died.They alleged that a client called Jacqueline Gilbert had died.
A total of £30,503 was paid into John Gilbert's bank account.A total of £30,503 was paid into John Gilbert's bank account.
On 10 December 2004, Gargett and Smith claimed a client named Elizabeth Taplin had died.On 10 December 2004, Gargett and Smith claimed a client named Elizabeth Taplin had died.
The claim was cashed and £95,332 was paid into Smith's account.The claim was cashed and £95,332 was paid into Smith's account.
The trio were caught when Jacqueline Gilbert's husband John called the insurance company.The trio were caught when Jacqueline Gilbert's husband John called the insurance company.