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Phone companies plan to tackle 'courier fraud' phone trick | |
(35 minutes later) | |
Telephone companies are trying to end a scam that persuades people to hand over their bank cards. | Telephone companies are trying to end a scam that persuades people to hand over their bank cards. |
Gangs posing as police ring people at home telling them there has been a fraud and to ring their bank. | Gangs posing as police ring people at home telling them there has been a fraud and to ring their bank. |
But the criminal does not hang up, so when the victim tries to ring out they are still connected to the fraudster. | But the criminal does not hang up, so when the victim tries to ring out they are still connected to the fraudster. |
BBC Radio 4's You & Yours has learned some phone companies plan to cut the time a line can be held open from two minutes to two seconds. | BBC Radio 4's You & Yours has learned some phone companies plan to cut the time a line can be held open from two minutes to two seconds. |
Known as "courier fraud", because messengers are often sent to homes to pick up bank cards, there was a wave of cases in Greater Manchester earlier this year when more than 50 people in their 80s and 90s were targeted over three months. | Known as "courier fraud", because messengers are often sent to homes to pick up bank cards, there was a wave of cases in Greater Manchester earlier this year when more than 50 people in their 80s and 90s were targeted over three months. |
"John", 82, answered his phone to a man calling himself DC Hammond from Central London Police Station. | "John", 82, answered his phone to a man calling himself DC Hammond from Central London Police Station. |
"DC Hammond" said two Eastern Europeans with a cloned version of his card had taken £1,000 from his account so they needed his original debit card as the suspects were appearing in court the next day. | "DC Hammond" said two Eastern Europeans with a cloned version of his card had taken £1,000 from his account so they needed his original debit card as the suspects were appearing in court the next day. |
John said: "I told him that's hardly going to be possible because I'm in Manchester and you're in London. | John said: "I told him that's hardly going to be possible because I'm in Manchester and you're in London. |
"He said don't worry about that we've got a courier service and it won't cost you a penny, the police pay for all that." | "He said don't worry about that we've got a courier service and it won't cost you a penny, the police pay for all that." |
Mimic | Mimic |
When John asked if he could verify the caller's identity by ringing his local police station, the man agreed. | When John asked if he could verify the caller's identity by ringing his local police station, the man agreed. |
Instead of ringing off, the fraudster simply stayed on the line while John rang the "station". | Instead of ringing off, the fraudster simply stayed on the line while John rang the "station". |
He then mimicked an officer at the central London station and confirmed there was indeed a DC Hammond, and told John it was fine to co-operate with the plan. | He then mimicked an officer at the central London station and confirmed there was indeed a DC Hammond, and told John it was fine to co-operate with the plan. |
Minutes later a well-dressed man appeared at the door and collected the card. | Minutes later a well-dressed man appeared at the door and collected the card. |
After initially refusing to reveal his pin number, John agreed to dial it on to the telephone keypad believing he was dealing with his bank. | After initially refusing to reveal his pin number, John agreed to dial it on to the telephone keypad believing he was dealing with his bank. |
Within minutes £350 had been spent on his card and the criminals had tried to take out another £1,100. | Within minutes £350 had been spent on his card and the criminals had tried to take out another £1,100. |
His bank eventually refunded the money. | His bank eventually refunded the money. |
Sky and TalkTalk are among the companies planning to cut their on-hold time from two minutes to two seconds. | Sky and TalkTalk are among the companies planning to cut their on-hold time from two minutes to two seconds. |
BT, as the largest telecoms provider, told the programme there was no simple solution but that they are committed to working with the police to support their investigations. | BT, as the largest telecoms provider, told the programme there was no simple solution but that they are committed to working with the police to support their investigations. |
Ofcom said: "We are extremely concerned that telephone network features are being exploited by criminals to commit courier fraud. | Ofcom said: "We are extremely concerned that telephone network features are being exploited by criminals to commit courier fraud. |
"We are working as a priority with the Metropolitan Police and landline providers to prevent this criminal activity. | "We are working as a priority with the Metropolitan Police and landline providers to prevent this criminal activity. |
"Industry has been engaging constructively on this issue and we are encouraging providers to do all they can to prevent this scam as quickly as possible." | "Industry has been engaging constructively on this issue and we are encouraging providers to do all they can to prevent this scam as quickly as possible." |
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