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US stocks fall as elsewhere rises | |
(about 2 hours later) | |
US stocks have fallen in afternoon trade - reversing earlier gains, amid ongoing fears over market volatility. | |
The Dow Jones industrial average dropped 0.65%, to 12,993.81. | |
But European shares closed higher, led by mining and metals companies. France's Cac-40 closed 0.67% up and London's FTSE 100 rose 0.24%. | |
A surprise move by the US to cut a key bank lending rate on Friday had buoyed markets worldwide, but concerns over credit problems persisted in the US. | |
A rise in US home loan defaults has triggered fears of a wider financial crisis. | |
Shares in JP Morgan Chase fell 3% to $45.61 while Citigroup dropped 1.8% to $47.95 on the S&P 500 index. | |
"I think there was too much complacency coming into the market today," said Michael James, senior trader at regional investment bank Wedbush Morgan. | |
On Friday the Fed cut the rate of overnight loans to banks to try to stall the recent spate of losses. | |
US Republican senator Richard Shelby, a former chairman of the US Senate's banking and housing committee, warned that the crisis would worsen before things improved. | |
Some firms would "not survive" the current volatility and some rates on certain sub-prime loans were set to increase, he said. | Some firms would "not survive" the current volatility and some rates on certain sub-prime loans were set to increase, he said. |
Housing slow-down | Housing slow-down |
The recent market volatility has been prompted by a wave of mortgage defaults in the US as the housing market slowed dramatically after a series of interest rate rises that have made paying back loans more expensive. | The recent market volatility has been prompted by a wave of mortgage defaults in the US as the housing market slowed dramatically after a series of interest rate rises that have made paying back loans more expensive. |
Earlier on Monday, US lender Thornburg Mortgage said it had sold $20.5bn of assets. | |
The firm, which has been severely hit by credit problems, said it had offloaded billions of dollars worth of mortgage-backed securities in an attempt to better its financial position. | |
Financial shares have been hard hit due to the huge liabilities of banks and other financial firms linked to the unstable sub-prime mortgage sector. | Financial shares have been hard hit due to the huge liabilities of banks and other financial firms linked to the unstable sub-prime mortgage sector. |
The sub-prime sector makes loans to high-risk individuals and charges them higher rates of interest. | The sub-prime sector makes loans to high-risk individuals and charges them higher rates of interest. |
The sector boomed when thousands of people took out loans during the housing boom that petered out in early 2006. | The sector boomed when thousands of people took out loans during the housing boom that petered out in early 2006. |
Worldwide stocks | Worldwide stocks |
Japan's Nikkei share index closed 3% up on Monday, while Hong Kong's Hang Seng index ended 5.6%. | |
The Nikkei had seen its biggest one-day fall in nearly six years on Friday, and other Asian markets had also slumped. | The Nikkei had seen its biggest one-day fall in nearly six years on Friday, and other Asian markets had also slumped. |
People still feel the market isn't really stable Kingston Lin, Prudential Brokerage. | People still feel the market isn't really stable Kingston Lin, Prudential Brokerage. |
At Monday's close, the Nikkei was at 15,732.48 points, up 458.80 points, or 3%, from Friday. | At Monday's close, the Nikkei was at 15,732.48 points, up 458.80 points, or 3%, from Friday. |
South Korean shares also surged ahead, with its Composite Stock Price Index closing up 5.7% at 1,731.27, its biggest percentage gain in more than five years, according to the Korea Exchange. | South Korean shares also surged ahead, with its Composite Stock Price Index closing up 5.7% at 1,731.27, its biggest percentage gain in more than five years, according to the Korea Exchange. |
Australian shares closed up 4.6% and Chinese stocks were ahead by 5.33%. | Australian shares closed up 4.6% and Chinese stocks were ahead by 5.33%. |
India's benchmark share index opened 2.6% higher, tracking other Asian markets. | |
The Reserve Bank of Australia injected $2.67bn into the banking system to ward off pressure on some short-term market interest rates. | The Reserve Bank of Australia injected $2.67bn into the banking system to ward off pressure on some short-term market interest rates. |