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NI bank customers 'paying more' | |
(40 minutes later) | |
Customers in Northern Ireland pay more for banking and get lower rates of interest on savings, according to the Competition Commission. | |
It has published a report into charges imposed by NI's four main banks. | |
The commission found there was a "lack of clarity on charges and unduly complex charging structures". | |
An inquiry was set up in May last year following a so-called "super-complaint" from the Northern Ireland Consumer Council and the consumer group, Which. | |
Among the complaints were that there are charges levied which are not imposed elsewhere in the UK. | |
It also claimed that the charges appear too similar across the four banks. | It also claimed that the charges appear too similar across the four banks. |
Chief Executive of the Consumer Council Eleanor Gill said the report was a "major step forward for consumers". | |
""The Competition Commission has undertaken a rigorous 16-month investigation into the banking practices of our big four banks," she said. | |
"What they have decided at the end of that is that there is a lack of competition and it is not working for consumers. | |
"But more importantly, in moving the thing forward, they are now going to take steps to sort it all out." | |
In a preliminary report in April this year, the commission said some bank customers in Northern Ireland do appear to be paying more than they should and that may be due to a lack of competition between the banks. | In a preliminary report in April this year, the commission said some bank customers in Northern Ireland do appear to be paying more than they should and that may be due to a lack of competition between the banks. |
Several banks have dropped fees on current accounts since the inquiry began, a move welcomed by the Consumer Council. | Several banks have dropped fees on current accounts since the inquiry began, a move welcomed by the Consumer Council. |
The four main banks in Northern Ireland are the Bank of Ireland, Ulster Bank, First Trust and Northern Bank. | The four main banks in Northern Ireland are the Bank of Ireland, Ulster Bank, First Trust and Northern Bank. |