This article is from the source 'bbc' and was first published or seen on . It last changed over 40 days ago and won't be checked again for changes.
You can find the current article at its original source at http://www.bbc.co.uk/news/health-20887547
The article has changed 7 times. There is an RSS feed of changes available.
Version 5 | Version 6 |
---|---|
'Target winter fuel benefit to pay for elderly care' | 'Target winter fuel benefit to pay for elderly care' |
(about 5 hours later) | |
By Nick Triggle Health correspondent, BBC News | By Nick Triggle Health correspondent, BBC News |
Winter fuel payments should be means-tested to help pay for care of the elderly, a former minister has said. | |
A report by Lib Dem MP Paul Burstow said targeting the allowance would help pay for a fairer social care system. | |
The report said it could fund most of the £1.7bn cost of implementing reforms of elderly care in England. | |
While David Cameron said universal benefits for pensioners would be protected the BBC understands ministers are poised to back a cap on care costs. | |
Last year the Dilnot Commission recommended that the cap on the amount individuals have to pay towards their social care be set at £35,000 over a lifetime. | |
The commission, set up by the government, argued that such a move would protect people from catastrophic care costs that result in them having to sell their homes. | |
At the time, ministers said a cap was the "right basis" for change but they needed to look at other cheaper options. | |
The BBC's chief political correspondent Norman Smith said there were growing signs that a commitment to a cap could be included in the coalition's mid-term review expected to be published shortly. | |
As things stand, older people in England have to pay for their care costs if they have assets of more than around £23,250. Similar systems exist in Wales and Northern Ireland, but in Scotland personal care is provided free. | As things stand, older people in England have to pay for their care costs if they have assets of more than around £23,250. Similar systems exist in Wales and Northern Ireland, but in Scotland personal care is provided free. |
Under the proposals from Mr Burstow and the Centre Forum, the cap on the amount people should pay towards social care costs would be set at £60,000 but the amount of assets people could hold would rise to £100,000. | Under the proposals from Mr Burstow and the Centre Forum, the cap on the amount people should pay towards social care costs would be set at £60,000 but the amount of assets people could hold would rise to £100,000. |
They said winter fuel allowance should be limited to those receiving pension credit. | They said winter fuel allowance should be limited to those receiving pension credit. |
Pension credit takes into account savings and income, and only the poorest retired people qualify to receive it. | Pension credit takes into account savings and income, and only the poorest retired people qualify to receive it. |
The move would save £1.5bn a year and mean about three-quarters of current recipients would lose the allowance, which is worth between £200 and £300 per household, Mr Burstow's report explains. | The move would save £1.5bn a year and mean about three-quarters of current recipients would lose the allowance, which is worth between £200 and £300 per household, Mr Burstow's report explains. |
The report also proposed ending the relief on capital gains tax at death. This would raise another £600m a year, it said. | The report also proposed ending the relief on capital gains tax at death. This would raise another £600m a year, it said. |
A trade-off | |
Mr Burstow, the former care services minister, said: "Social care isn't free, but it could be a lot fairer for those who have worked hard all their lives. | Mr Burstow, the former care services minister, said: "Social care isn't free, but it could be a lot fairer for those who have worked hard all their lives. |
"By concentrating the winter fuel payment on those eligible for pension credit, we can pay for a cap on care costs." | "By concentrating the winter fuel payment on those eligible for pension credit, we can pay for a cap on care costs." |
He said there were 100,000 pensioners with incomes of more than £100,000 a year and questioned whether it was "right" to continue to pay them winter fuel allowance as many of them admitted to using the money for other things. | He said there were 100,000 pensioners with incomes of more than £100,000 a year and questioned whether it was "right" to continue to pay them winter fuel allowance as many of them admitted to using the money for other things. |
Michelle Mitchell, of Age UK, said introducing a cap on social care costs would "lift one of the great fears of becoming older". | Michelle Mitchell, of Age UK, said introducing a cap on social care costs would "lift one of the great fears of becoming older". |
But she urged caution over taking away other benefits from the elderly. | But she urged caution over taking away other benefits from the elderly. |
"We appreciate that the country is facing difficult financial times, but we must be careful that the wider implications for older people of any potential source of funding are fully considered." | |
'Best model' | |
The suggestion that winter fuel payments should be targeted comes amid rising controversy about the allowance and amid the continuing debate over how to pay for long-term care for the elderly. | |
Any commitment to a cap would be significant, Norman Smith added, as previous governments had shied away from such a move due to the huge cost implications involved. | |
However, he said no details of the level at which a cap would be set, how it would be paid for and when it would come into effect were likely to be given. | |
Earlier on Thursday, Health Secretary Jeremy Hunt said the UK had a "long way to go" if it was to be regarded as one of the best places in Europe to grow old. | |
"There is no doubt capping costs - the principle recommended by Dilnot - is the best model. The key question is how to fund it sensibly given the current deficit. | "There is no doubt capping costs - the principle recommended by Dilnot - is the best model. The key question is how to fund it sensibly given the current deficit. |
"We are looking at how to achieve this, along with taking action to ensure people do not have to sell their homes to pay for care." | "We are looking at how to achieve this, along with taking action to ensure people do not have to sell their homes to pay for care." |