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Benefits: Who gets them and how much do they cost? | |
(7 days later) | |
Prime Minister Liz Truss's reluctance to raise benefits to match the rising cost of living is causing a rift within the Conservative Party. | |
Cabinet minister Penny Mordaunt says it "makes sense" to increase them in line with inflation. | |
So what are the main benefits and have they kept up with rising prices? | So what are the main benefits and have they kept up with rising prices? |
How much is spent on benefits? | How much is spent on benefits? |
In February, 22 million people were claiming some form of benefits, in England, Scotland and Wales. | In February, 22 million people were claiming some form of benefits, in England, Scotland and Wales. |
In 2019-20, the year before the Covid pandemic, the government spent about £122bn on benefits. | In 2019-20, the year before the Covid pandemic, the government spent about £122bn on benefits. |
In the same year, £99bn was spent on the state pension. | In the same year, £99bn was spent on the state pension. |
By comparison, the government spends almost £200bn per year on health and social care. | By comparison, the government spends almost £200bn per year on health and social care. |
How much do benefits usually increase by? | How much do benefits usually increase by? |
Most working-age benefits usually increase every April, in line with the previous September's inflation rate. | Most working-age benefits usually increase every April, in line with the previous September's inflation rate. |
But between 2016 and 2020, most benefit increases were frozen. | But between 2016 and 2020, most benefit increases were frozen. |
Former Chancellor Rishi Sunak promised to keep increasing benefits in line with inflation - but Ms Truss's government has failed to confirm it will honour this. | |
And it has been widely reported some - such as universal credit - could instead be raised in line with the increase in average earnings. | |
This would save the government money but represent a cut compared with the rising cost of living. | |
It would not apply to non-means-tested disability benefits, which under current law must rise in line with prices. This includes the Personal Independence Payment. | |
Ms Truss has indicated she will maintain the state pension's "triple lock", which ensures an annual rise to keep up with the rising cost of living - of either 2.5%, the rate of any increase in average earnings, or inflation, whichever is highest. | |
Liz Truss refuses to rule out real-terms benefit cuts | Liz Truss refuses to rule out real-terms benefit cuts |
What is inflation and why are living costs rising? | What is inflation and why are living costs rising? |
Universal credit | Universal credit |
At £18.4bn, universal credit (UC) was the government's joint-highest benefit spend in 2019-20. | At £18.4bn, universal credit (UC) was the government's joint-highest benefit spend in 2019-20. |
Claimed by 5.7 million people - about 41% of whom have jobs - UC is a monthly payment to help with living costs. | Claimed by 5.7 million people - about 41% of whom have jobs - UC is a monthly payment to help with living costs. |
It was introduced to replace a number of existing benefits, including: | It was introduced to replace a number of existing benefits, including: |
child tax credit | child tax credit |
housing benefit | housing benefit |
income support | income support |
income-based jobseeker's allowance | income-based jobseeker's allowance |
During the Covid pandemic, UC claimants received a temporary £20-a-week increase. | During the Covid pandemic, UC claimants received a temporary £20-a-week increase. |
What is universal credit and who qualifies for it? | What is universal credit and who qualifies for it? |
Housing benefit | Housing benefit |
In 2019-20, £18.4bn was spent on housing benefit, which helps people pay their rent. | In 2019-20, £18.4bn was spent on housing benefit, which helps people pay their rent. |
In May 2022, there were 1.5 million working-age recipients and 1.1 million of pension age. | In May 2022, there were 1.5 million working-age recipients and 1.1 million of pension age. |
Housing benefit is gradually being replaced by UC. | Housing benefit is gradually being replaced by UC. |
Disability allowances | Disability allowances |
The main allowances for disabled people are: | The main allowances for disabled people are: |
£13.9bn - employment and support allowance (ESA), which helps with living costs | |
12.5bn - personal independence payment (PIP), which helps with daily living costs and getting around | 12.5bn - personal independence payment (PIP), which helps with daily living costs and getting around |
£7.2bn - disability living allowance (DLA), which is in the process of being replaced, by PIP in England and Wales and adult disability payment in Scotland | £7.2bn - disability living allowance (DLA), which is in the process of being replaced, by PIP in England and Wales and adult disability payment in Scotland |
£5.9bn - attendance allowance which helps with extra costs to cover carers | £5.9bn - attendance allowance which helps with extra costs to cover carers |
In February there were: | In February there were: |
1.7 million people claiming ESA | 1.7 million people claiming ESA |
3.8 million people claiming either PIP or DLA | 3.8 million people claiming either PIP or DLA |
1.5 million attendance allowance claimants | 1.5 million attendance allowance claimants |
Child benefit | Child benefit |
The government spent £11.1bn on child benefit in 2019-20. | The government spent £11.1bn on child benefit in 2019-20. |
Since 2013, claimants earning more than £50,000 gradually have the benefit reduced the more they earn. | Since 2013, claimants earning more than £50,000 gradually have the benefit reduced the more they earn. |
At £60,000 and above, child benefit is fully withdrawn. | At £60,000 and above, child benefit is fully withdrawn. |
And that figure has not been adjusted to reflect rising prices since then, meaning it now affects many more people. | And that figure has not been adjusted to reflect rising prices since then, meaning it now affects many more people. |
In August 2021, 7.1 million families were receiving child benefit. | In August 2021, 7.1 million families were receiving child benefit. |
Personal tax credits | Personal tax credits |
Child tax credit and working tax credit are being replaced by UC. | Child tax credit and working tax credit are being replaced by UC. |
In 2019-20, the government spent £17bn on them but that is expected to fall to £7.5bn this year. | In 2019-20, the government spent £17bn on them but that is expected to fall to £7.5bn this year. |
Pension Credit | Pension Credit |
Separate from the state pension, pension credit helps people over state-pension age with low incomes with living costs, at a cost of £5bn in 2019-20. | Separate from the state pension, pension credit helps people over state-pension age with low incomes with living costs, at a cost of £5bn in 2019-20. |
More than 1.4 million people currently receive pension credit, although the government says there are significantly more eligible pensioners who do not claim. | More than 1.4 million people currently receive pension credit, although the government says there are significantly more eligible pensioners who do not claim. |
How does UK benefit spending compare with other countries? | How does UK benefit spending compare with other countries? |
The UK spends 3.9% of gross domestic product (GDP) - the total value of goods and services produced in the country - on working-age benefits, according to the latest data from the Organisation for Economic Co-operation and Development (OECD) | The UK spends 3.9% of gross domestic product (GDP) - the total value of goods and services produced in the country - on working-age benefits, according to the latest data from the Organisation for Economic Co-operation and Development (OECD) |
In a number of European countries, this proportion is higher. | In a number of European countries, this proportion is higher. |
Belgium tops the OECD list, at 6.4%, followed by Norway and Finland. | Belgium tops the OECD list, at 6.4%, followed by Norway and Finland. |
"The UK has one of the least generous out-of-work benefits systems for workers on average earnings in the OECD," the Institute for Fiscal Studies says. | "The UK has one of the least generous out-of-work benefits systems for workers on average earnings in the OECD," the Institute for Fiscal Studies says. |