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| How much does uni in the UK cost and will I earn more if I go? | How much does uni in the UK cost and will I earn more if I go? |
| (about 20 hours later) | |
| It might be a couple of years away, but many Year 11 students receiving their GCSE results on Thursday will be weighing up what they want to do after school or college. | It might be a couple of years away, but many Year 11 students receiving their GCSE results on Thursday will be weighing up what they want to do after school or college. |
| Getting a degree is expensive, but does university pay for itself through higher future earnings? | Getting a degree is expensive, but does university pay for itself through higher future earnings? |
| Here are some details to help you decide. | Here are some details to help you decide. |
| Follow live as students in England, Wales and NI get their GCSE results | |
| Follow live as students in England, Wales and NI get their GCSE results | |
| How much are tuition fees? | How much are tuition fees? |
| One of the biggest costs of going to university is the course itself. Most students take out loans to pay for their undergraduate tuition. | One of the biggest costs of going to university is the course itself. Most students take out loans to pay for their undergraduate tuition. |
| The maximum annual cost for UK students varies: | The maximum annual cost for UK students varies: |
| England: £9,250 | England: £9,250 |
| England: £9,250 | England: £9,250 |
| Wales: £9,250 | Wales: £9,250 |
| Wales: £9,250 | Wales: £9,250 |
| Northern Ireland: £4,750 for Northern Irish students or £9,250 for other UK students | Northern Ireland: £4,750 for Northern Irish students or £9,250 for other UK students |
| Northern Ireland: £4,750 for Northern Irish students or £9,250 for other UK students | Northern Ireland: £4,750 for Northern Irish students or £9,250 for other UK students |
| Scotland: Free for the majority of Scottish students and £9,250 for other UK students | Scotland: Free for the majority of Scottish students and £9,250 for other UK students |
| Scotland: Free for the majority of Scottish students and £9,250 for other UK students | Scotland: Free for the majority of Scottish students and £9,250 for other UK students |
| What does student accommodation cost? | What does student accommodation cost? |
| Student rents have risen sharply in recent years, according to data from 10 university towns and cities., external | Student rents have risen sharply in recent years, according to data from 10 university towns and cities., external |
| Average annual rent rose from £6,520 in 2021-22 to £7,475 in 2023-24, according to research by the Higher Education Policy Institute (Hepi) and housing charity Unipol. The figures do not include London and Edinburgh. | Average annual rent rose from £6,520 in 2021-22 to £7,475 in 2023-24, according to research by the Higher Education Policy Institute (Hepi) and housing charity Unipol. The figures do not include London and Edinburgh. |
| Student rents were particularly high in some cities like Bristol and Nottingham, where the average cost was £9,200 and £8,427 respectively. | Student rents were particularly high in some cities like Bristol and Nottingham, where the average cost was £9,200 and £8,427 respectively. |
| A-level grades and clearing explained | A-level grades and clearing explained |
| A-level grades and clearing explained | A-level grades and clearing explained |
| How can I help my kids through exam results day? | How can I help my kids through exam results day? |
| How can I help my kids through exam results day? | How can I help my kids through exam results day? |
| 'I got no GCSEs and cleaned pubs - now I'm a uni lecturer' | 'I got no GCSEs and cleaned pubs - now I'm a uni lecturer' |
| 'I got no GCSEs and cleaned pubs - now I'm a uni lecturer' | 'I got no GCSEs and cleaned pubs - now I'm a uni lecturer' |
| Surprised by your results? Our interactive guide on what to do next | Surprised by your results? Our interactive guide on what to do next |
| Surprised by your results? Our interactive guide on what to do next | Surprised by your results? Our interactive guide on what to do next |
| Hepi warned that maintenance loans in England now only just cover average rent. It said that without family support or part-time work, students "will have no money to live off" after housing costs. | Hepi warned that maintenance loans in England now only just cover average rent. It said that without family support or part-time work, students "will have no money to live off" after housing costs. |
| If you are leaving home to study, it is generally cheaper to live in university owned accommodation. | If you are leaving home to study, it is generally cheaper to live in university owned accommodation. |
| In 2021-22 (the latest UK-wide figures available), external average rent for university owned rooms ranged from £6,471 in England to £4,565 in Northern Ireland. | In 2021-22 (the latest UK-wide figures available), external average rent for university owned rooms ranged from £6,471 in England to £4,565 in Northern Ireland. |
| Students also need to budget for other big expenses, such as food, transport, course materials and going out. | Students also need to budget for other big expenses, such as food, transport, course materials and going out. |
| Research by the Universities and Colleges Admissions Service (Ucas), based on a survey of about 500 respondents, suggests that students spent £219 per week on average in late 2022., external | Research by the Universities and Colleges Admissions Service (Ucas), based on a survey of about 500 respondents, suggests that students spent £219 per week on average in late 2022., external |
| More than half of students had a job last year, according to Hepi.. | More than half of students had a job last year, according to Hepi.. |
| How do student loans work? | How do student loans work? |
| Most UK students are eligible for a tuition fee loan. Maintenance loans are also available for living costs. These are means-tested, so the amount you get depends on your family's income. | Most UK students are eligible for a tuition fee loan. Maintenance loans are also available for living costs. These are means-tested, so the amount you get depends on your family's income. |
| The maximum maintenance loan if you live away from home and outside London ranges from £10,227 in England to £6,776 in Northern Ireland, in 2024/25. | The maximum maintenance loan if you live away from home and outside London ranges from £10,227 in England to £6,776 in Northern Ireland, in 2024/25. |
| You are charged interest on your total loan from the day you take it out. Eligibility and repayment rules differ across the UK. | You are charged interest on your total loan from the day you take it out. Eligibility and repayment rules differ across the UK. |
| How do student loans work? | How do student loans work? |
| How do student loans work? | How do student loans work? |
| Student finance for undergraduates, external | Student finance for undergraduates, external |
| Student finance for undergraduates, external | Student finance for undergraduates, external |
| Student finance calculator, external | Student finance calculator, external |
| Student finance calculator, external | Student finance calculator, external |
| Loan repayment rules changed in England last year. You are likely to pay back more, over a longer period of time, than people who went to university earlier. | Loan repayment rules changed in England last year. You are likely to pay back more, over a longer period of time, than people who went to university earlier. |
| The government says new students "will not repay more than they originally borrowed over the lifetime of their loans, when adjusted for inflation". | The government says new students "will not repay more than they originally borrowed over the lifetime of their loans, when adjusted for inflation". |
| But Martin Lewis, of MoneySavingExpert.com, said extending the repayment period would increase "costs by thousands" for lower and mid-earners., external | But Martin Lewis, of MoneySavingExpert.com, said extending the repayment period would increase "costs by thousands" for lower and mid-earners., external |
| What extra financial help can students get? | What extra financial help can students get? |
| Eligible students in Wales and Northern Ireland can claim maintenance grants which are not repaid. | Eligible students in Wales and Northern Ireland can claim maintenance grants which are not repaid. |
| Full-time undergraduates normally resident in Wales are entitled to at least £1,000., external There is up to £10,124 for students from the poorest backgrounds who study in London. | Full-time undergraduates normally resident in Wales are entitled to at least £1,000., external There is up to £10,124 for students from the poorest backgrounds who study in London. |
| In Northern Ireland the maximum grant is £3,475., external | In Northern Ireland the maximum grant is £3,475., external |
| The Scottish government offers financial support to certain categories of students,, external such as those with dependants. | The Scottish government offers financial support to certain categories of students,, external such as those with dependants. |
| Across the UK, students in financial difficulty can apply for hardship funding and they may also be entitled to financial assistance from charities., external | Across the UK, students in financial difficulty can apply for hardship funding and they may also be entitled to financial assistance from charities., external |
| Will I earn more money? | Will I earn more money? |
| Most students will leave university owing money. | Most students will leave university owing money. |
| The Student Loans Company says graduates in England leave university with average debts of £44,940. | The Student Loans Company says graduates in England leave university with average debts of £44,940. |
| In general, most graduates can expect to earn more than non-graduates, according to the Higher Education Statistics Agency (HESA)., external | In general, most graduates can expect to earn more than non-graduates, according to the Higher Education Statistics Agency (HESA)., external |
| However, it suggests the extra money earned from a university education has declined. | However, it suggests the extra money earned from a university education has declined. |
| According to HESA's survey of 2020-21 graduates, the average salary reported 15 months after gaining a degree was £29,699., external | According to HESA's survey of 2020-21 graduates, the average salary reported 15 months after gaining a degree was £29,699., external |
| Earnings also depend on the subject studied and university attended. | Earnings also depend on the subject studied and university attended. |
| Research by the IFS think tank, external in England suggests, on average, women who studied creative arts and languages degrees earned the same amount in their lifetime as if they had not gone to university. | Research by the IFS think tank, external in England suggests, on average, women who studied creative arts and languages degrees earned the same amount in their lifetime as if they had not gone to university. |
| Women who studied law, economics or medicine earned over £250,000 more during their career than if they had not got a degree. | Women who studied law, economics or medicine earned over £250,000 more during their career than if they had not got a degree. |
| Men who studied creative arts on average earned less across their lifetimes than if they had not attended university. Male medicine or economics graduates earned £500,000 more. | Men who studied creative arts on average earned less across their lifetimes than if they had not attended university. Male medicine or economics graduates earned £500,000 more. |
| Attending university can help students from poorer backgrounds earn more than their parents might have done, according to research by education charity the Sutton Trust, external in England. | Attending university can help students from poorer backgrounds earn more than their parents might have done, according to research by education charity the Sutton Trust, external in England. |
| But only a fifth of graduates who were eligible for free school meals went on to be in the top 20% of earners - compared to almost half of graduates who attended private schools., external | But only a fifth of graduates who were eligible for free school meals went on to be in the top 20% of earners - compared to almost half of graduates who attended private schools., external |
| The Sutton Trust says attending a selective university, like a Russell Group one, gives young people the "best chance of being socially mobile". | The Sutton Trust says attending a selective university, like a Russell Group one, gives young people the "best chance of being socially mobile". |
| Are you planning to study at university? You can get in touch by emailing haveyoursay@bbc.co.uk, external. | Are you planning to study at university? You can get in touch by emailing haveyoursay@bbc.co.uk, external. |
| Please include a contact number if you are willing to speak to a BBC journalist. You can also get in touch in the following ways: | Please include a contact number if you are willing to speak to a BBC journalist. You can also get in touch in the following ways: |
| WhatsApp: +44 7756 165803, external | WhatsApp: +44 7756 165803, external |
| WhatsApp: +44 7756 165803, external | WhatsApp: +44 7756 165803, external |
| Tweet: @BBC_HaveYourSay, external | Tweet: @BBC_HaveYourSay, external |
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| Related Topics | Related Topics |
| Universities | Universities |
| Student debt | Student debt |
| Cost of Living | Cost of Living |
| Students | Students |
| Higher education | Higher education |
| Student finance | Student finance |