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| Version 1 | Version 2 |
|---|---|
| Credit card cheques to be banned | Credit card cheques to be banned |
| (9 minutes later) | |
| Credit card cheques will be banned as part of government plans for consumer protection due to be unveiled later. | |
| Measures to assist people facing difficulties with debt and at risk from rogue traders during the recession are also expected to be announced. | Measures to assist people facing difficulties with debt and at risk from rogue traders during the recession are also expected to be announced. |
| Figures from the Bank of England show that UK residents owe £233bn on credit cards, overdrafts and other loans. | Figures from the Bank of England show that UK residents owe £233bn on credit cards, overdrafts and other loans. |
| The government will unveil its plans - to be laid out in a White Paper - at 0930 BST. | The government will unveil its plans - to be laid out in a White Paper - at 0930 BST. |
| Credit cards | Credit cards |
| The government could propose action to make lending practices more responsible, with concerns raised about debt levels during the recession. | The government could propose action to make lending practices more responsible, with concerns raised about debt levels during the recession. |
| Research from the price comparison website, Uswitch, suggested one in five people saw their credit card limit increased over the last 12 months without them asking for it. | Research from the price comparison website, Uswitch, suggested one in five people saw their credit card limit increased over the last 12 months without them asking for it. |
| Consumer groups have also called for more help for consumers to resolve issues with businesses which they believe have ripped them off. | Consumer groups have also called for more help for consumers to resolve issues with businesses which they believe have ripped them off. |
| Citizens Advice wants a Consumer Ombudsman who would resolve individuals' complaints and take command of group action by consumers. | Citizens Advice wants a Consumer Ombudsman who would resolve individuals' complaints and take command of group action by consumers. |