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Cost of living payment: When is it and who gets it? | Cost of living payment: When is it and who gets it? |
(4 months later) | |
Eight million people are receiving the final instalment of cost of living payments totalling £900. | Eight million people are receiving the final instalment of cost of living payments totalling £900. |
Those on means-tested benefits including universal credit will be paid directly, without the need to make a claim, by 22 February. | Those on means-tested benefits including universal credit will be paid directly, without the need to make a claim, by 22 February. |
However, the payments have not tackled the extent of the financial problems many people face, a group of MPs says. | However, the payments have not tackled the extent of the financial problems many people face, a group of MPs says. |
Who can get the £900 cost of living payment? | Who can get the £900 cost of living payment? |
It is available to households who receive these benefits, external: | It is available to households who receive these benefits, external: |
universal credit | universal credit |
universal credit | universal credit |
income-based jobseeker's allowance | income-based jobseeker's allowance |
income-based jobseeker's allowance | income-based jobseeker's allowance |
income-related employment and support allowance | income-related employment and support allowance |
income-related employment and support allowance | income-related employment and support allowance |
income support | income support |
income support | income support |
working tax credit | working tax credit |
working tax credit | working tax credit |
child tax credit | child tax credit |
child tax credit | child tax credit |
pension credit | pension credit |
pension credit | pension credit |
The final instalment of £299 follows two others last year, of £301 and £300. | The final instalment of £299 follows two others last year, of £301 and £300. |
To qualify, people need to have claimed a benefits payment between 13 November 2023 and 12 December 2023. Those who received a payment for an assessment period ending between these dates are also eligible. | To qualify, people need to have claimed a benefits payment between 13 November 2023 and 12 December 2023. Those who received a payment for an assessment period ending between these dates are also eligible. |
Pensioner households may be able to have a new pension credit claim backdated. | Pensioner households may be able to have a new pension credit claim backdated. |
An estimated 850,000 pensioner households do not claim pension credit, which is a gateway to these extra payments. | An estimated 850,000 pensioner households do not claim pension credit, which is a gateway to these extra payments. |
People are not eligible if they receive new-style employment and support allowance, contributory employment and support allowance, or new-style jobseeker's allowance - unless they get universal credit. | People are not eligible if they receive new-style employment and support allowance, contributory employment and support allowance, or new-style jobseeker's allowance - unless they get universal credit. |
Anyone who thinks they should have received the help but did not should contact the office that pays their benefit or tax credits, or report it here, external. | Anyone who thinks they should have received the help but did not should contact the office that pays their benefit or tax credits, or report it here, external. |
The payment reference on a recipient's bank account is their National Insurance number, followed by DWP COL. | The payment reference on a recipient's bank account is their National Insurance number, followed by DWP COL. |
The 1.1 million people who receive only working tax credit or child tax credit, rather than any of the other benefits have the reference HMRC COLS. | The 1.1 million people who receive only working tax credit or child tax credit, rather than any of the other benefits have the reference HMRC COLS. |
Cost of living payments do not affect the tax you pay, or the benefits or tax credits you receive. | Cost of living payments do not affect the tax you pay, or the benefits or tax credits you receive. |
What extra help are pensioners getting? | What extra help are pensioners getting? |
Households that receive the winter fuel payment, external - which is paid to nearly all homes with at least one person of pension age - received an extra payment of between £150 and £300 during the winter. | Households that receive the winter fuel payment, external - which is paid to nearly all homes with at least one person of pension age - received an extra payment of between £150 and £300 during the winter. |
Lower-income pensioners who claim pension credit get the money in addition to the support provided for those on benefits. | Lower-income pensioners who claim pension credit get the money in addition to the support provided for those on benefits. |
A £150 payment was also made to up to six million people receiving disability benefits, between 20 June and 4 July. | A £150 payment was also made to up to six million people receiving disability benefits, between 20 June and 4 July. |
All cost of living payments go straight into recipients' bank accounts. | All cost of living payments go straight into recipients' bank accounts. |
People are being warned about scammers trying to trick people into handing over personal information. | People are being warned about scammers trying to trick people into handing over personal information. |
Try our Family £1 recipe meal plan | Try our Family £1 recipe meal plan |
Try our Family £1 recipe meal plan | Try our Family £1 recipe meal plan |
Why are prices rising so much? | Why are prices rising so much? |
Why are prices rising so much? | Why are prices rising so much? |
What happens if I can't afford to pay my mortgage? | What happens if I can't afford to pay my mortgage? |
What happens if I can't afford to pay my mortgage? | What happens if I can't afford to pay my mortgage? |
What have MPs said about cost of living money? | What have MPs said about cost of living money? |
Payments were not enough for many people, MPs on the Commons Work and Pensions Committee said in a report published in November. | Payments were not enough for many people, MPs on the Commons Work and Pensions Committee said in a report published in November. |
It said payments were not enough for those with extra costs associated with their disabilities. Disability charity Scope says some people cannot afford to power vital equipment. | It said payments were not enough for those with extra costs associated with their disabilities. Disability charity Scope says some people cannot afford to power vital equipment. |
There was particular concern for some larger families. | There was particular concern for some larger families. |
The report said the payments have had an important impact, but the system was relatively unsophisticated, meaning some of those in need slipped through the net. | The report said the payments have had an important impact, but the system was relatively unsophisticated, meaning some of those in need slipped through the net. |
It said that in future, the government should consider increasing benefits rather than giving ad-hoc payments. | It said that in future, the government should consider increasing benefits rather than giving ad-hoc payments. |
However, the government said cost of living payments have provided "a significant financial boost to millions of households". | However, the government said cost of living payments have provided "a significant financial boost to millions of households". |
What is the energy cap and what's happening to bills? | What is the energy cap and what's happening to bills? |
What is the energy cap and what's happening to bills? | What is the energy cap and what's happening to bills? |
What are cold weather payments and who is eligible? | What are cold weather payments and who is eligible? |
What are cold weather payments and who is eligible? | What are cold weather payments and who is eligible? |
What can I do if I can't pay my energy bill? | What can I do if I can't pay my energy bill? |
What can I do if I can't pay my energy bill? | What can I do if I can't pay my energy bill? |
Related topics | |
Pensioners | Pensioners |
Money | Money |
Personal finance | Personal finance |
Energy industry | Energy industry |
Disability | Disability |
Cost of Living | Cost of Living |