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When are the second cost-of-living payments and additional £900 due? When are the second cost-of-living payments and additional £900 due?
(27 days later)
Most low-income households eligible for extra help with energy bills should have received a second cost-of-living payment, the government says. Low-income households eligible for extra help with energy bills should have received a second cost-of-living payment.
Some groups will be eligible for further payments of up to £900 from April 2023.Some groups will be eligible for further payments of up to £900 from April 2023.
What's happening to my energy bill?What's happening to my energy bill?
Who is getting cost-of-living payments?Who is getting cost-of-living payments?
Two payments totalling £650 are being made to more than eight million low-income households. Two payments totalling £650 have been made to more than eight million low-income households.
The first instalment of £326 was paid out between 14 and 31 July. The government says the second instalment of £324 has mostly been paid, although some payments might take until 23 November to come through. The first instalment of £326 was paid out between 14 and 31 July. The second instalment of £324 should have reached those eligible by the end of December.
They are available to households who receive the following benefits:They are available to households who receive the following benefits:
Universal CreditUniversal Credit
income-based Jobseekers Allowance income-based Jobseeker's Allowance
income-related Employment and Support Allowanceincome-related Employment and Support Allowance
Income SupportIncome Support
working tax creditworking tax credit
child tax creditchild tax credit
pension creditpension credit
The payment reference on the recipients' bank accounts will be their national insurance number, followed by "DWP COL". The payment reference on the recipients' bank accounts is their national insurance number, followed by "DWP COL".
There are 1.1 million people who receive only tax credits, rather than any of the other benefits. There are 1.1 million people who receive only tax credits, rather than any of the other benefits. They received the second instalment between 23 and 30 November, straight into their bank accounts. The payment reference is "HMRC COLS". Their first payment was paid between 2 and 7 September.
They will receive the second instalment between 23 and 30 November, straight into their bank accounts. The payment reference will be "HMRC COLS". Their first payment was paid between 2 and 7 September.
People are not eligible for these payments if they receive New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker's Allowance - unless they get Universal Credit.People are not eligible for these payments if they receive New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker's Allowance - unless they get Universal Credit.
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Worried about energy bills? The BBC's Colletta Smith tells you - in a minute - about four discounts and payments that could helpWorried about energy bills? The BBC's Colletta Smith tells you - in a minute - about four discounts and payments that could help
Worried about energy bills? The BBC's Colletta Smith tells you - in a minute - about four discounts and payments that could helpWorried about energy bills? The BBC's Colletta Smith tells you - in a minute - about four discounts and payments that could help
Anyone who thinks they are entitled to the help but who has not received it should contact the office that pays their benefit or tax credits, or report it here.Anyone who thinks they are entitled to the help but who has not received it should contact the office that pays their benefit or tax credits, or report it here.
To be eligible for the latest instalment, people must have been claiming and entitled to a benefits payment between 26 August and 25 September, with the exception of pensioner households, who may be able to have a new Pension Credit claim backdated.To be eligible for the latest instalment, people must have been claiming and entitled to a benefits payment between 26 August and 25 September, with the exception of pensioner households, who may be able to have a new Pension Credit claim backdated.
An estimated 850,000 pensioner households do not claim Pension Credit, which is a gateway to these extra payments.An estimated 850,000 pensioner households do not claim Pension Credit, which is a gateway to these extra payments.
Other eligibility details are outlined here for people in England, Wales and Scotland, and here for people in Northern Ireland.Other eligibility details are outlined here for people in England, Wales and Scotland, and here for people in Northern Ireland.
None of these cost-of-living payments affect the tax you pay, or the benefits or tax credits you receive.None of these cost-of-living payments affect the tax you pay, or the benefits or tax credits you receive.
What payments are available in 2023?What payments are available in 2023?
From April, some groups will receive further payments to help with energy costs:From April, some groups will receive further payments to help with energy costs:
£900 in instalments to households on means-tested benefits (the same payments listed above)£900 in instalments to households on means-tested benefits (the same payments listed above)
£300 for pensioner households£300 for pensioner households
£150 to people on certain disability benefits£150 to people on certain disability benefits
The government says it will publish information about the timing of the payments in due course.The government says it will publish information about the timing of the payments in due course.
What other support is available this year?What other support is available this year?
Everyone's energy bill will be cut by £400 this winter. Everyone's energy bill will be cut by at least £400 this winter.
This will be applied over six months, with a reduction of £66 in October and November, and £67 every month between December and March 2023. Some customers may receive the money directly into their bank account. This will be applied over six months, with a reduction of £66 having been made in October and November, and discounts of £67 made every month between December and March 2023. Some customers may receive the money directly into their bank account.
The discount will be made automatically by energy suppliers in England, Scotland and Wales. There is no need to apply or to give extra information.The discount will be made automatically by energy suppliers in England, Scotland and Wales. There is no need to apply or to give extra information.
Customers have been warned to ignore scam emails and texts asking for personal information in order to receive the discount.Customers have been warned to ignore scam emails and texts asking for personal information in order to receive the discount.
Direct debit and credit customers will have the money added to their account or automatically to their bank account. Customers with pre-payment meters will have the amount applied to their meter, or receive a voucher.Direct debit and credit customers will have the money added to their account or automatically to their bank account. Customers with pre-payment meters will have the amount applied to their meter, or receive a voucher.
However, there has been concern that many people have not been redeeming these vouchers and risk missing out on the financial help available.However, there has been concern that many people have not been redeeming these vouchers and risk missing out on the financial help available.
Separate arrangements are being made for households in Northern Ireland, which has its own energy market. Anyone who does not use mains gas and electricity - such as those using heating oil - will receive an extra £100 on top of the £400.
Anyone who doesn't use mains gas and electricity - such as those using heating oil - will receive an extra £100 on top of the £400. Separate arrangements are being made for households in Northern Ireland, which has its own energy market. They will receive a single payment of £600 starting in January, which is higher than the rest of the UK owing to the high proportion of households on heating oil.
Direct debit customers in Northern Ireland will have the money paid into their bank accounts. Other customers will be sent a voucher to redeem the payment with further details still to be issued.
What help are disabled people getting?What help are disabled people getting?
Up to six million people on the following disability benefits started to receive £150 on 20 September and all should have the money by now:Up to six million people on the following disability benefits started to receive £150 on 20 September and all should have the money by now:
Disability Living AllowanceDisability Living Allowance
Personal Independence PaymentPersonal Independence Payment
Attendance AllowanceAttendance Allowance
Scottish Disability PaymentsScottish Disability Payments
Armed Forces Independence PaymentArmed Forces Independence Payment
Constant Attendance AllowanceConstant Attendance Allowance
War Pension Mobility SupplementWar Pension Mobility Supplement
Disabled need more help, charities tell Tory rivalsDisabled need more help, charities tell Tory rivals
What extra help will pensioners get?What extra help will pensioners get?
Households that receive the Winter Fuel Payment - which is worth £200 to £300 and is paid to nearly all homes with at least one person of pension age - will receive an extra £300 in November or December. Households that receive the Winter Fuel Payment - which is worth £200-£300 and is paid to nearly all homes with at least one person of pension age - will receive an extra £300 in November or December.
That should cover nearly all pensioners across the UK.That should cover nearly all pensioners across the UK.
Lower-income pensioners who claim pension credit, will receive the money in addition to the £650 support for those on benefits. Lower-income pensioners who claim pension credit will receive the money in addition to the £650 support for those on benefits.
This means a small group of pensioners with disabilities will receive a total of £1,500.This means a small group of pensioners with disabilities will receive a total of £1,500.
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What other payments have been made?What other payments have been made?
About 80% of households should have received a £150 energy rebate, often through their council tax bill.About 80% of households should have received a £150 energy rebate, often through their council tax bill.
The payment method depended on whether you pay your council tax by direct debit and where you live in the UK.The payment method depended on whether you pay your council tax by direct debit and where you live in the UK.
Some people were given fuel vouchers through the Household Support Fund which is distributed by local councils. Some people were given fuel vouchers through the Household Support Fund, which is distributed by local councils.
What else is the government doing to tackle energy prices?What else is the government doing to tackle energy prices?
The government has announced an energy price guarantee, limiting a typical duel-fuel household's annual energy bill to £2,500. It was initially designed to last for two years, but that has since been reduced to six months, ending in April.The government has announced an energy price guarantee, limiting a typical duel-fuel household's annual energy bill to £2,500. It was initially designed to last for two years, but that has since been reduced to six months, ending in April.
This is not a cap on how much you will actually pay - your bill depends on how much energy you actually use.This is not a cap on how much you will actually pay - your bill depends on how much energy you actually use.
From April, the guarantee will carry on, but will increase to £3,000.From April, the guarantee will carry on, but will increase to £3,000.
The plan applies to all households in England, Scotland and Wales, with the "same level of support" available in Northern Ireland.The plan applies to all households in England, Scotland and Wales, with the "same level of support" available in Northern Ireland.
The government has also announced a support package to cut energy bills for businesses, for six months from the start of October.The government has also announced a support package to cut energy bills for businesses, for six months from the start of October.
How is the rising cost of living affecting you? Please get in touch by emailing: haveyoursay@bbc.co.uk.How is the rising cost of living affecting you? Please get in touch by emailing: haveyoursay@bbc.co.uk.
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