BBC Radio 4's Money Box Live Wednesday, 22 April 2009 at 1502 BST on Radio 4 and Online
BBC Radio 4's Money Box Live Wednesday, 22 April 2009 at 1502 BST on Radio 4 and Online
Paul Lewis will take your questions on mortgages and put them to a panel of expert guests on Wednesday's programme.
Paul Lewis took your questions on mortgages and put them to a panel of expert guests on Wednesday's programme.
The number of mortgages granted for house purchases rose to 24,300 in February, up by 4% compared with January, says the Council of Mortgage lenders, yet lending remains low compared to the average February total of 76,000 loans between 2002 and 2007.
Gross mortgage lending rose from £9.9 billion in February to £11.5 billion in March say the Council of Mortgage Lenders, a 16% increase. Yet lending is 52% lower than March 2008.
First time buyers, people with deposits of only 10% and homeowners with little equity may find their choice is limited.
First time buyers, people with deposits of only 10% and homeowners with little equity may find their choice is limited.
If you are struggling to find a mortgage or want the latest advice, you can talk to our panel of experts.
If you are struggling to find a mortgage or want the latest advice, you can talk to our panel of experts.
How much can you borrow and what sort of deposit will be required?
How much can you borrow and what sort of deposit will be required?
Is now a good time to buy a fixed rate?
Is now a good time to buy a fixed rate?
Should you consider trackers or switch to the standard variable rate?
Should you consider trackers or switch to the standard variable rate?
What are the likely fees and is it unwise to add these to the mortgage product?
What are the likely fees and is it unwise to add these to the mortgage product?
Where can you find free advice and help?
Where can you find free advice and help?
Paul will be joined by:
Paul was joined by:
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>Ray Boulger, senior technical manager at John Charcol
>Paula John, editor-in-chief of Your Mortgage
>David Hollingworth, head of communications at London and Country
>
Ray
Boulger, senior technical manager at John Charcol
Paula
John, editor-in-chief of Your Mortgage
David
Hollingworth, head of communications at London and Country
You can call the programme when lines open on Wednesday at 1330 BST. The number to call is 03700 100 444.
Or you can send an e-mail now using the form below:
Disclaimer: Money Box Live does not promise to use every question but every e-mail is read and considered
