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Equitable plan inadequate say MPs | Equitable plan inadequate say MPs |
(about 2 hours later) | |
A committee of MPs has again denounced the government for disclaiming responsibility for the collapse of the Equitable Life pension company. | A committee of MPs has again denounced the government for disclaiming responsibility for the collapse of the Equitable Life pension company. |
Last year, the Ombudsman called for the establishment of a compensation scheme for more than a million policyholders. | Last year, the Ombudsman called for the establishment of a compensation scheme for more than a million policyholders. |
But the public administration committee says it is "deeply disappointed" with the government's response. | But the public administration committee says it is "deeply disappointed" with the government's response. |
The government is planning a much more limited scheme, which the MPs says is "inadequate as a remedy for injustice". | The government is planning a much more limited scheme, which the MPs says is "inadequate as a remedy for injustice". |
Vanni Treves, Equitable Life's chairman said: "We are grateful to the select committee for a report which lays bare the disgraceful manoeuvrings of a government trying to wriggle out of its responsibility to address the failures of its regulators." | |
"In the light of this extraordinarily damning report, we call on the government to think again and to accept the findings of the Ombudsman," he added. | |
Denial | Denial |
Equitable Life, one of the UK's largest private pension providers, came close to collapse in 2000. | Equitable Life, one of the UK's largest private pension providers, came close to collapse in 2000. |
FROM THE TODAY PROGRAMME More from Today programme | FROM THE TODAY PROGRAMME More from Today programme |
The subsequent saga saw more than a million policyholders suffer large cuts to the value of either their prospective or current pensions as the society struggled to stay solvent. | The subsequent saga saw more than a million policyholders suffer large cuts to the value of either their prospective or current pensions as the society struggled to stay solvent. |
The Parliamentary Ombudsman, Ann Abraham, investigated the issues and last year ruled that various government departments had been guilty of maladministration, contributing to the society's near collapse. | The Parliamentary Ombudsman, Ann Abraham, investigated the issues and last year ruled that various government departments had been guilty of maladministration, contributing to the society's near collapse. |
However the government continues to deny some of her findings, and is going only part of the way to carrying out her recommendation for compensation. | However the government continues to deny some of her findings, and is going only part of the way to carrying out her recommendation for compensation. |
The public administration committee, in its latest report "Justice denied?", said the government's stance was "morally unacceptable." | The public administration committee, in its latest report "Justice denied?", said the government's stance was "morally unacceptable." |
And it said the government continued "to act as judge on its own behalf," echoing the view of Ms Abrahams that it had misrepresented the findings of her crucial report. | And it said the government continued "to act as judge on its own behalf," echoing the view of Ms Abrahams that it had misrepresented the findings of her crucial report. |
In January she told the MPs on the committee that the government had been "picking over and re-interpreting my findings of maladministration and injustice, re-arranging the evidence, re-doing the analysis and acting as judge on its own behalf". | In January she told the MPs on the committee that the government had been "picking over and re-interpreting my findings of maladministration and injustice, re-arranging the evidence, re-doing the analysis and acting as judge on its own behalf". |
Compensation? | Compensation? |
A former Appeal Court judge, Sir John Chadwick, has been asked by the government to design a scheme that will probably give voluntary payments to only some of the Equitable's investors. | A former Appeal Court judge, Sir John Chadwick, has been asked by the government to design a scheme that will probably give voluntary payments to only some of the Equitable's investors. |
The committee chairman, Tony Wright MP, said: "I give credit to the government for apologising, for producing a considered response, and for accepting the need for some kind of payments scheme." | The committee chairman, Tony Wright MP, said: "I give credit to the government for apologising, for producing a considered response, and for accepting the need for some kind of payments scheme." |
The committee said this was "probably the best that policyholders are going to get". | The committee said this was "probably the best that policyholders are going to get". |
But it said they wanted it to be both simple and clear because the government's approach might be complex, "slow and onerous" for the policyholders. | But it said they wanted it to be both simple and clear because the government's approach might be complex, "slow and onerous" for the policyholders. |
They said the scheme should not rely on some form of means testing, which they believe will involve too much information being required before any compensation is issued. | They said the scheme should not rely on some form of means testing, which they believe will involve too much information being required before any compensation is issued. |
Last year the committee published another report, criticising the government for its delay in responding to the Ombudsman's findings. | Last year the committee published another report, criticising the government for its delay in responding to the Ombudsman's findings. |