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Pensions: Your questions | Pensions: Your questions |
(2 days later) | |
BBC Radio 4's Money Box LiveMonday, 29 December 2008,at 1502 GMT On Radio 4 and Online class="" href="/1/shared/spl/hi/programmes/money_box/transcripts/29_12_08.pdf">Programme transcript (16 pages) | |
On Monday's Money Box Live, Paul Lewis took your questions about pensions and put them to a panel of experts. | On Monday's Money Box Live, Paul Lewis took your questions about pensions and put them to a panel of experts. |
January 2009 will mark the 100th anniversary of the first pension payment, following the passing of the Old Age Pensions Act in August 1908. | January 2009 will mark the 100th anniversary of the first pension payment, following the passing of the Old Age Pensions Act in August 1908. |
And after being in operation for more than a century the system will change in 2012 when personal accounts - the new government-backed, national pension plan - will be introduced. | And after being in operation for more than a century the system will change in 2012 when personal accounts - the new government-backed, national pension plan - will be introduced. |
In addition to the state pension, there are a number of other options available: You may also be thinking about choosing to take out a private or work scheme. | In addition to the state pension, there are a number of other options available: You may also be thinking about choosing to take out a private or work scheme. |
How will personal accounts work and will they affect your pension? | How will personal accounts work and will they affect your pension? |
If you are choosing a private scheme how much do you need to save and what else should you be thinking about? | If you are choosing a private scheme how much do you need to save and what else should you be thinking about? |
Perhaps you have a question about an occupational pension. | Perhaps you have a question about an occupational pension. |
If you are about to purchase an annuity how do you make sure you get the best rate and can you change provider? | If you are about to purchase an annuity how do you make sure you get the best rate and can you change provider? |
Whatever your question, Paul Lewis and experts were here to offer advice. | Whatever your question, Paul Lewis and experts were here to offer advice. |
Paul was joined by: | Paul was joined by: |
• Michelle Cracknell, strategy director at investment group Skandia• Tom McPhail, head of pensions research, Hargreaves Lansdown• Malcolm McLean, chief executive, The Pensions Advisory Service | • Michelle Cracknell, strategy director at investment group Skandia• Tom McPhail, head of pensions research, Hargreaves Lansdown• Malcolm McLean, chief executive, The Pensions Advisory Service |
Presenter: Paul LewisProducer: Martin Bedford | Presenter: Paul LewisProducer: Martin Bedford |