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Bush outlines US banking rescue | |
(40 minutes later) | |
President George W Bush has announced that the US government is to buy stakes in the country's largest banks. | |
In a move expected to cost $250bn (£143bn), the US government is moving to try to return stability to the American banking sector. | |
Federal authorities will also temporarily insure most new debt issued by American banks. | |
"This is an essential short-term measure to ensure the viability of America's banking system," he said. | |
"This is not intended to take over the free market, but to preserve it." | |
'Restore normality' | |
The money will come from the $700bn bail-out package approved by US lawmakers earlier this month. | The money will come from the $700bn bail-out package approved by US lawmakers earlier this month. |
The US plan - effectively part-nationalisation - comes after the bosses of the country's largest banks were summoned to a special meeting at the US Treasury on Monday. | The US plan - effectively part-nationalisation - comes after the bosses of the country's largest banks were summoned to a special meeting at the US Treasury on Monday. |
Speaking overnight, US Federal Reserve chairman Ben Bernanke said he was confident the moves would be successful. | Speaking overnight, US Federal Reserve chairman Ben Bernanke said he was confident the moves would be successful. |
"These steps will allow us to restore more normal market functioning and encourage private capital to further support the reinvigoration of financial markets," he said. | "These steps will allow us to restore more normal market functioning and encourage private capital to further support the reinvigoration of financial markets," he said. |
Share surges | Share surges |
| Anticipation of the US announcement has had a major impact on global shares:
|
'Too small' | 'Too small' |
The US government is expected to buy preference shares in the banks. | The US government is expected to buy preference shares in the banks. |
Preference shares pay a fixed rate of interest instead of a dividend, which has to be paid before other shareholders receive anything, but they do not carry voting rights. | Preference shares pay a fixed rate of interest instead of a dividend, which has to be paid before other shareholders receive anything, but they do not carry voting rights. |
US taxpayers may even end up making a profit from the shares if the rescue packages work and the banks recover, but that is not guaranteed. | US taxpayers may even end up making a profit from the shares if the rescue packages work and the banks recover, but that is not guaranteed. |
Despite the big rises in global shares, some analysts have questioned whether the US move is bold enough. | |
"The actual amount [of the plan] is still a little small," said Nagayuki Yamagishi, a strategist at Mitsubishi UFL Securities. | "The actual amount [of the plan] is still a little small," said Nagayuki Yamagishi, a strategist at Mitsubishi UFL Securities. |
European lead | European lead |
America's move comes a day after the UK said it would inject up to £37bn of taxpayers cash into British banks Royal Bank of Scotland, Lloyds TSB and HBOS. | |
And European governments that share the euro are putting aside more than 1 trillion euros to protect banks through guarantees and other emergency measures. | And European governments that share the euro are putting aside more than 1 trillion euros to protect banks through guarantees and other emergency measures. |
The bulk of the money will be used to guarantee lending between banks. | The bulk of the money will be used to guarantee lending between banks. |
The cash will also be used to take stakes in ailing banks. | The cash will also be used to take stakes in ailing banks. |