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| Will ISA transfer guidelines help? | Will ISA transfer guidelines help? |
| (3 days later) | |
| BBC Radio 4's Money BoxSaturday 30 Augustat 1204 BST On Radio 4 and Online 30 August 2008 | BBC Radio 4's Money BoxSaturday 30 Augustat 1204 BST On Radio 4 and Online 30 August 2008 |
| New guidelines been published by banks and building societies to speed up cash ISA transfers following complaints by customers angered by administrative delays. | New guidelines been published by banks and building societies to speed up cash ISA transfers following complaints by customers angered by administrative delays. |
| Some savers have seen their cash ISA money vanish for months as each bank or building society in the process blames the other. | Some savers have seen their cash ISA money vanish for months as each bank or building society in the process blames the other. |
| The guidelines will reduce the transfer time to less than five weeks. | The guidelines will reduce the transfer time to less than five weeks. |
| Keeping savings in cash has become a much more popular option since the start of the credit crunch. | Keeping savings in cash has become a much more popular option since the start of the credit crunch. |
| But do the new proposals have any teeth at all? | But do the new proposals have any teeth at all? |
| We heard from Angela Knight of the British Bankers' Association. | We heard from Angela Knight of the British Bankers' Association. |
| Will ISA transfer guidelines help? | Will ISA transfer guidelines help? |
| Further information/related stories: | Further information/related stories: |
| New ISA guidelines: bark or bite?Individual Savings AccountsHigher rate savings accounts growArrival of the new ISA ageBarclays refuses full ISA refundsISAs and tax free savings: your questionsExternal links and helplines | New ISA guidelines: bark or bite?Individual Savings AccountsHigher rate savings accounts growArrival of the new ISA ageBarclays refuses full ISA refundsISAs and tax free savings: your questionsExternal links and helplines |
| Nationwide says the market is likely to remain subdued | Nationwide says the market is likely to remain subdued |
| Mortgages | Mortgages |
| A raft of gloomy headlines this week on the housing market suggests that the credit crunch is still far from over. | A raft of gloomy headlines this week on the housing market suggests that the credit crunch is still far from over. |
| House prices in the UK have fallen on average by 10.5% compared to August last year, according to the latest survey from the Nationwide. | House prices in the UK have fallen on average by 10.5% compared to August last year, according to the latest survey from the Nationwide. |
| Meanwhile, the low level of mortgage approvals by the major banks, though they rose slightly in July, is another cause for concern. | Meanwhile, the low level of mortgage approvals by the major banks, though they rose slightly in July, is another cause for concern. |
| Because of the current uncertainty in the market, people have been holding off getting a mortgage - put off by the lack of cheap deals. | Because of the current uncertainty in the market, people have been holding off getting a mortgage - put off by the lack of cheap deals. |
| We talked to Ray Boulger from the mortgage broker John Charcol and also to Toby Wheatley of Floyd Independent Estate Agents, who told us how his business has been affected. | We talked to Ray Boulger from the mortgage broker John Charcol and also to Toby Wheatley of Floyd Independent Estate Agents, who told us how his business has been affected. |
| Mortgages | Mortgages |
| Further information/related stories: | Further information/related stories: |
| House prices 'fall 10.5% in year'UK mortgage lending 'levels off'Mortgage lending slump continuesBuy-to-let mortgage demand fallsMortgage rates 'at 2007 levels'External links and helplines | House prices 'fall 10.5% in year'UK mortgage lending 'levels off'Mortgage lending slump continuesBuy-to-let mortgage demand fallsMortgage rates 'at 2007 levels'External links and helplines |
| The Family Rights Group is lobbying for allowances for 'informal' carers | The Family Rights Group is lobbying for allowances for 'informal' carers |
| Kinship carers | Kinship carers |
| What financial help can you expect if you are caring informally for a close relative's child? | What financial help can you expect if you are caring informally for a close relative's child? |
| It is estimated there may be as many as 300,000 such "kinship carers". | It is estimated there may be as many as 300,000 such "kinship carers". |
| Local authorities often have no knowledge of them and their only financial help can be child benefit and tax credits. | Local authorities often have no knowledge of them and their only financial help can be child benefit and tax credits. |
| Money Box spoke to two experts who say far greater financial assistance is urgently required. | Money Box spoke to two experts who say far greater financial assistance is urgently required. |
| Kinship carers | Kinship carers |
| Further information/related stories: | Further information/related stories: |
| Relatives warned over foster payHave Your Say: Kinship carersCarers 'need more financial help'Carers gain from policy changeExternal links and helplines | Relatives warned over foster payHave Your Say: Kinship carersCarers 'need more financial help'Carers gain from policy changeExternal links and helplines |
| Sunny days or more rain in store Bradford and Bingley? | Sunny days or more rain in store Bradford and Bingley? |
| Bradford & Bingley | Bradford & Bingley |
| Buy-to-let loans specialist, Bradford & Bingley (B&B), has reported a loss for the six months to 30 June, with bad debt charges up sharply. | Buy-to-let loans specialist, Bradford & Bingley (B&B), has reported a loss for the six months to 30 June, with bad debt charges up sharply. |
| The bank recently completed a £400m share rights issue in order to improve its balance sheet. | The bank recently completed a £400m share rights issue in order to improve its balance sheet. |
| We spoke to Peter Hahn from the Cass Business School and asked what the future holds for B&B. | We spoke to Peter Hahn from the Cass Business School and asked what the future holds for B&B. |
| Bradford and Bingley | Bradford and Bingley |
| Further information/related stories: | Further information/related stories: |
| Bradford & Bingley announces lossTepid response to B&B cash callBradford & Bingley cash call endsExternal links and helplines | Bradford & Bingley announces lossTepid response to B&B cash callBradford & Bingley cash call endsExternal links and helplines |
| Other news | Other news |
| From February 2009 there will be a change to what spouses and civil partners can receive if their partner dies without making a will. | From February 2009 there will be a change to what spouses and civil partners can receive if their partner dies without making a will. |
| The limit for surviving partners where there are no children, will rise from £200,000 to £450,000, and if there are children, the limit will rise from £125,000 to £250,000. | The limit for surviving partners where there are no children, will rise from £200,000 to £450,000, and if there are children, the limit will rise from £125,000 to £250,000. |
| Other news | Other news |
| BBC Radio 4's Money Box was broadcast on Saturday, 30 August 2008 at 1204 BST. | BBC Radio 4's Money Box was broadcast on Saturday, 30 August 2008 at 1204 BST. |
| The programme was repeated on Sunday, 31 August 2008 at 2102 BST. |