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Insolvencies figures up slightly | Insolvencies figures up slightly |
(10 minutes later) | |
The number of people declared insolvent in England and Wales was up slightly in the first three months of 2008, the Insolvency Service has said. | The number of people declared insolvent in England and Wales was up slightly in the first three months of 2008, the Insolvency Service has said. |
The number of individual insolvencies stood at 25,264, up by 1.7% compared with the previous three months. | The number of individual insolvencies stood at 25,264, up by 1.7% compared with the previous three months. |
But it was still 13.2% fewer than over the same period a year ago. | But it was still 13.2% fewer than over the same period a year ago. |
Company liquidations were up 2% on the previous three months and rose by 4% compared with the same period a year ago to 3,210. | Company liquidations were up 2% on the previous three months and rose by 4% compared with the same period a year ago to 3,210. |
Slight shift | |
The figures for individuals showed the first rise in more than a year but were in line with analysts' predictions. | |
Of the 25,264 individual insolvencies, there were 15,651 bankruptcies. This is the traditional way of escaping debts. | |
This showed a 0.1% rise on the previous three months, but was down 6.8% on the same quarter in 2007. | |
The number of individual voluntary arrangements (IVAs) was up 4.3% on the previous three months, to 9,614. | |
But this form of insolvency - when a deal is struck with creditors and there is supposedly less stigma - has fallen in popularity compared with a year ago. The number was down 22% on the same three months last year. | |
Corporate change | |
Analysts had predicted that corporate liquidation levels would rise significantly owing to the effects of the credit crunch. | |
Earlier in the week accountants PricewaterhouseCoopers suggested that insolvencies among companies had shot up, increasing 21% in the first quarter of 2008 compared with the previous three months. | |
But the Insolvency Service figures painted a much more positive picture for companies. | |
The 1,085 companies going into compulsory liquidation was down 6.6% on the previous quarter and a 22% fall on the same period in 2007. | |
The remaining 2,125 were creditors' voluntary liquidations, which showed an increase of 7.1% on the previous three months and a rise of 25.4% on the first quarter of 2007. |