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'Costly payout' after earthquake | 'Costly payout' after earthquake |
(about 6 hours later) | |
Householders are clearing up and assessing the damage in the aftermath of the biggest earthquake in the UK for nearly 25 years. | Householders are clearing up and assessing the damage in the aftermath of the biggest earthquake in the UK for nearly 25 years. |
Insurance experts said claims for structural damage and broken belongings were set to run into tens of millions of pounds. | Insurance experts said claims for structural damage and broken belongings were set to run into tens of millions of pounds. |
People across the UK reported feeling the tremor just before 0100 GMT. | People across the UK reported feeling the tremor just before 0100 GMT. |
The epicentre of the 5.2 magnitude quake was near Market Rasen in Lincolnshire. | The epicentre of the 5.2 magnitude quake was near Market Rasen in Lincolnshire. |
The British Geological Survey (BGS) said it had received reports of people having felt the tremor from as far as Bangor in Northern Ireland, Haarlem in Holland, Plymouth and Edinburgh. | The British Geological Survey (BGS) said it had received reports of people having felt the tremor from as far as Bangor in Northern Ireland, Haarlem in Holland, Plymouth and Edinburgh. |
Scientists said while the tremor was small on a global scale, they described the earthquake as a "rare beast" and "significant" for the UK. | Scientists said while the tremor was small on a global scale, they described the earthquake as a "rare beast" and "significant" for the UK. |
They said they believed the earthquake could have been caused by an old fault line in the East Midlands rupturing. | They said they believed the earthquake could have been caused by an old fault line in the East Midlands rupturing. |
Norwich Union, the UK's largest general insurer, said it began to receive calls within hours of the tremor. | Norwich Union, the UK's largest general insurer, said it began to receive calls within hours of the tremor. |
PREVIOUS QUAKES IN THE UK April 2007 - Folkestone, Kent (magnitude 4.3)December 2006 - Dumfries and Galloway (3.5)September 2002 - Dudley, West Midlands (5.0)October 2001 - Melton Mowbray (4.1)September 2000 - Warwick (4.2) April 1990 - Bishop's Castle, Shropshire (5.1) July 1984 - Nefyn, north Wales (5.4)June 1931 - in North Sea near Great Yarmouth (6.1) Q&A: UK's small tremorsStudent injured in collapse Jason Harris, senior claims manager, said the firm had received a number of calls overnight and expected further claims to be made when the extent of the damage became more clear. | |
He said: "At the moment these are reports of mainly minor damage such as tiles off roofs, breakages inside the homes and brick walls collapsing." | He said: "At the moment these are reports of mainly minor damage such as tiles off roofs, breakages inside the homes and brick walls collapsing." |
The Association of British Insurers (ABI) said claims were "likely to run into the low tens of millions of pounds." | The Association of British Insurers (ABI) said claims were "likely to run into the low tens of millions of pounds." |
But a spokesman said: "One event of this nature will not push up premiums across the board. | But a spokesman said: "One event of this nature will not push up premiums across the board. |
"Insurers expect to deal with these incidents." | "Insurers expect to deal with these incidents." |
'Flew across floor' | 'Flew across floor' |
People across the country reported how they had been woken by the "enormous roar" of the earthquake, which caused houses to shake and masonry to fall from buildings. | People across the country reported how they had been woken by the "enormous roar" of the earthquake, which caused houses to shake and masonry to fall from buildings. |
A 19-year-old student, David Bates, suffered a broken pelvis when part of a chimney stack crashed through his ceiling and onto his bed as he watched television at his home in Wombwell, South Yorkshire. | A 19-year-old student, David Bates, suffered a broken pelvis when part of a chimney stack crashed through his ceiling and onto his bed as he watched television at his home in Wombwell, South Yorkshire. |
Many homes suffered structural damage | Many homes suffered structural damage |
Lincolnshire Police said they had received more than 200 calls from concerned residents. | Lincolnshire Police said they had received more than 200 calls from concerned residents. |
In Market Rasen, the Lincolnshire town nearest the epicentre, one resident spoke of being thrown from his bed by the force of the tremor. | In Market Rasen, the Lincolnshire town nearest the epicentre, one resident spoke of being thrown from his bed by the force of the tremor. |
Rex Clarke said: "It was like I was made of cotton wool - I just flew across the floor. | Rex Clarke said: "It was like I was made of cotton wool - I just flew across the floor. |
"It woke me up with a tremendous roar. I thought I was going crackers." | "It woke me up with a tremendous roar. I thought I was going crackers." |
In Gainsborough, Red Cross volunteers were called out to provide "emotional and practical support" to about 14 people whose homes and cars were damaged. | In Gainsborough, Red Cross volunteers were called out to provide "emotional and practical support" to about 14 people whose homes and cars were damaged. |
Anita Moore, fire and emergency support co-ordinator, said: "The first incident we went to was an elderly lady whose property was badly damaged. | Anita Moore, fire and emergency support co-ordinator, said: "The first incident we went to was an elderly lady whose property was badly damaged. |
"There was a lot of rubble on the floor and the fire service was concerned about her chimney. | "There was a lot of rubble on the floor and the fire service was concerned about her chimney. |
"She was really shaken up but we were able to comfort her and gave her advice on how to contact her insurance company." | "She was really shaken up but we were able to comfort her and gave her advice on how to contact her insurance company." |
The team was also called to help a man whose chimney had fallen off his house. Nearby houses were evacuated because of concerns about structural damage to the properties. | The team was also called to help a man whose chimney had fallen off his house. Nearby houses were evacuated because of concerns about structural damage to the properties. |
Meanwhile, householders in Greater Manchester flooded the fire service with calls. | Meanwhile, householders in Greater Manchester flooded the fire service with calls. |
Northamptonshire Police, Cambridgeshire Constabulary and Norfolk Police also reported being flooded with hundreds of calls about the tremor. | Northamptonshire Police, Cambridgeshire Constabulary and Norfolk Police also reported being flooded with hundreds of calls about the tremor. |
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